As an employer, you know benefits such as health insurance can attract the best and brightest to your company. The problem with providing health insurance for your workforce is the cost. Health care costs are rising for everyone – for physicians, insurance companies, and consumers. But that doesn’t mean there aren’t any affordable options available. It’s actually easier to find affordable group health insurance coverage than you might think. Businesses of all sizes have a variety of group health plans to choose from. These plans range from comprehensive group health coverage to consumer-directed savings plans.
- Health Savings Account (HSA)
- Flexible Spending Account (FSA)
- Preferred Provider Organizations (PPO)
- Health Maintenance Organizations (HMOs)
Statutory Disability Programs
- New Jersey State Temporary Disability Benefits – TDB
- New York Disability Benefits Law Insurance – DBL
Business Succession Planning
When a business owner dies, a myriad of potential problems can occur if proper succession planning is not in place. Conflicts and possibly even litigation might arise between the deceased owner’s heirs and the surviving owners. Sadly, more than 70% of family owner businesses do not survive the transition from founder to second generation. The great news is that it’s never too late to start succession planning!
NJ State Unemployment Insurance Privatization for 501(c)(3) Organizations
Working with an unemployment provider to help cut down on operating costs and to protect cash flow is a smart choice. But how do you know which is right for you? Following are some important questions to ask potential unemployment trust partners.