Today marks 45 days out from January 1stThis is an important date because groups looking to switch to a private NJ TDB (Temporary Disability Benefits) plan should be making the decision the move forward if they have not already done so.  Unlike other group benefits that can be submitted right up until the effective date, TDB requires more lead time as we are dealing with the state of New Jersey on plan approvals.  All application material should be submitted by Friday December 15th to be on the safe side.   

Clients who utilize ADP for payroll must make the move on January 1st due to some ADP system limitations.  If they miss 1/1/18, we will need to wait a full year until 1/1/19.

Here is a refresher of what employers need to complete for a private plan:

  1. Master applications materials signed and completed
  2. Collect 50% + 1 original employee signatures
  3. Notify payroll vendor of change to private plan